March 17, 2017

10 Tips to Save Money / 10 Tips para Ahorrar Dinero

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10 Tips to Save Money for a Minimal and Joyful Life

It occurred to me that I would share some of the things I have been doing over the years to save money which allows me to live a more minimal, and joyful life. In a world where we might think we need to have everything to feel like the “it” crowd. Applying these tips makes me feel closer to my bigger goals….

1. Cable
We have an antenna for our TV for all the basic HD channels. When we do watch something it’s usually on Netflix, and we have it mainly for Little Lyn so that she can watch cartoons. First, I don’t have time to watch that much TV. Second, we don’t feel the need to pay for cable. We haven’t had cable for around 5 years now.

2. Basic phone plan
I spend most of my time either at home, and at work where I have access to internet. I don’t feel the need to pay for a higher priced plan, so I pay $25 for the most basic phone plan with unlimited calls/texts. Works perfectly for my needs.

3. Electricity
I already trained myself to always turn off everything that I see unused. I never leave a light on, and either way I love natural light so I like to open all the windows. I never turn on the AC, unless it’s super hot. We pay about $40 monthly, not bad.

4. Online shopping
For all my online shopping I always use Ebates. I already have the Ebates toolbar installed on my Firefox browser which always reminds if there’s a deal going on. Just activate the cashback button, and you’ll receive cash back for all your purchases.

5. Your own car
I know it feels good to have a fancy car, but along with that can come headaches. The worry to pay monthly, if the seats get a stain, if you bump your car into something, etc. To me it feels so good to have my own car, and just pay for gas and insurance.

6. Meals at home
On weekdays we eat at home. Every week when the new specials come out at my local grocery store, I make a list of things to buy and take advantage of the BOGO items.

7. Free events
Most museums in Miami have days when you can go in for free. Make sure to check out your local places for specific free days. I like checking out MiamiOnTheCheap.com and also my local library provides free entrances to different places.

8. Salon at home
I call it salon at home because it’s what I call my spa day. Basically I do everything on my own beauty related. I like to cut my own hair, polish my nails, add eyelash extensions, and more to save money. It feels good to feel like if you have just left a beauty salon.

9. Sell your items
Get rid of all of your unused items, and send them to a new home. This is what I do when I no longer need something. Make a yard sale, sell items on eBay, or even use Poshmark for fashion items. If you use my Poshmark link you will get $5 free with your first purchase.

10. Uber
Who doesn’t know about Uber these days? But we love using it when going to an event. We don’t have to worry about where to park our car, or pay high parking rates. It’s so convenient to just request an Uber, and if you use my special link you’ll get your first Uber ride free!

These are some of ways that I save money. What tips do you have? I would love to know! Thanks for passing by, and until next time!

Watch video below:

10 Tips para Ahorrar Dinero para una Vida Mínima y Feliz

Se me ocurrió que quería compartir lagunas de las cosas que he hecho atraves de los años para ahorrar dinero lo cual me permite vivir una vida más mínima, y feliz. En un mundo donde podrías pensar que necesitas tener todo para sentirte “in”. Aplicando estos tips me hace sentir mas cerca de mis metas más grandes….

1. Cable
Tenemos una antena para nuestro televisor para todos los canales básicos HD Cuando si miramos televisión es usualmente en Netflix, y lo tenemos principalmente por Pequeña Lyn para que vea muñequitos. Primero, no tengo tiempo para ver mucha televisión. Segundo, no sentimos la necesidad de pagar cable. No hemos tenido cable alrededor de 5 años.

2. Un plan básico de teléfono
Yo paso la mayoría del tiempo en casa, o en el trabajo donde tengo acceso al internet. No siento la necesidad de pagar un plan más alto, pago $25 por el plan más básico de internet con llamadas y textos ilimitados. Funciona muy bien para mis necesidades.

3. Electricidad
Ya me entrene a mí misma a apagar todo lo que mire que no esté en uso. Nunca dejo una luz prendida, y de todos modos me encanta mucho la luz natural para así poder abrir todas las ventanas. Nunca enciendo el aire acondicionado, solo si está muy caliente. Pagamos como $40 al mes, nada mal.

4. Compras en línea
Para todas mis compras en línea siempre uso Ebates. Ya tengo instalado el toolbar Ebates instalado en mi navegado de Firefox para que siempre me recuerde si hay alguna promoción. Solo activa el botón de cashback, y recibirás dinero de regreso para todas tus compras.

5. Tu propio carro
Yo sé que siente bien tener un carro de lujo, pero a la vez puede traer dolores de cabeza. Tener que pensar en pagar cada mes, si el asiento se mancha, si el carro tiene un golpe, etc. Para mí se siente tan bien tener mi propio carro, y solo pagar la gasolina y el seguro.

6. Comidas en casa
Durante la semana comemos en casa. Todas las semanas cuando salen las nuevas rebajas en mi supermercado local, hago una lista de cosas para comprar y tomo provecho de las cosas que está comprar uno, el otro gratis.

7. Eventos gratis
Muchos de los museos en Miami tienen días que puedes entrar de gratis. Asegúrate de buscar en lugares locales si tienen días específicos que son gratis. Me gusta chequear MiamiOnTheCheap.com  y también mi biblioteca local provee entradas gratis para diferentes lugares.

8. Salón en casa
Le llamo salón en casa porque es como mi día de spa en casa. Básicamente me hago todo yo misma que sea relacionado a belleza. Me gusta cortarme mi propio pelo, pintarme las uñas, ponerme extensiones de pestañas, y más para ahorrar dinero. Se siente bien sentir como si acabas se salir de un salón de belleza.

9. Vende tus cosas
Vende tus cosas que ya no usas, y dale un nuevo hogar. Esto es lo que hago cuando ya no necesito algo. Has una venta de garaje, vende cosas en eBay, o incluso usa Poshmark para cosas de moda. Si usas mi link de Poshmark recibe $5 gratis en tu primera compra.

10. Uber
Quien no sabe de Uber en estos días? Pero nos encanta usarlo cuando vamos a un evento No tenemos que preocuparnos de donde parquear el carro, o pagar altos costos de parqueo. Es tan conveniente pedir un Uber, y si usas mi link especial vas a recibir tu primer viaje en Uber gratis!

Estas son algunas de las formas que ahorro dinero. ¿Que tips tienes tú? ¡Me encantaría saber! Gracias por pasar, y hasta la próxima!

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  • Reply Breakfast at Lillys March 23, 2017 at 2:02 pm

    We got rid of cable a few years back and it really helped us save a ton of money.

  • Reply Danielle March 23, 2017 at 2:26 pm

    Thanks for the tips, Rosy! I keep thinking about how I need to get a cheaper phone plan but I am on a payment plan with it until 2019!!

  • Reply jehava of Onlygirl4boyz March 23, 2017 at 5:16 pm

    Awesome tips! I save so much by just cooking at home!

  • Reply Dawn March 23, 2017 at 5:48 pm

    These are great tips and reminders to keep us all in check. I am a huge fan of using natural light to save on electricity, only having the basic cable package, and love selling on ebay!

  • Reply Sarah Jean March 23, 2017 at 7:03 pm

    I can't believe you cut your own hair. Kudos to you!

  • Reply Joe March 23, 2017 at 7:19 pm

    switching to leds or cfls from incandescent bulbs can save a bunch on electricity, too!

  • Reply Erica Wszolek March 23, 2017 at 8:39 pm

    Great tips! The online shopping is my achilles heel, the ads that run when you are on the web get to you sometimes! I must resist. 🙂

  • Reply Willow Moon March 24, 2017 at 12:04 am

    Great tips! I am one of the few people on the planet who doesn't use a cell phone much. I have a pay as you go plan, and it's a flip phone, not a smart phone.

  • Reply Kara March 24, 2017 at 2:34 am

    I wish I could cut my own hair! I only get it cut one or two times a year, but I hate forking over the money for it.

  • Reply Sirri March 24, 2017 at 4:14 am

    Thank you for the tips!

  • Reply Angie Scheie March 24, 2017 at 2:06 pm

    There are some great tips here! We spend way too much food eating out so that would be huge saver if I actually looked at the weekly deals. Uber is awesome too!

  • Reply Aarika Chilson March 24, 2017 at 5:03 pm

    This is a great post! I have never heard of Ebates, but I look forward to checking out out. I am always looking to save some money! My hubby and I decided to share a car, and I bike, walk, or take public transportation everywhere. AND uber is definitely a way to save some cash. I love it! Sometimes I even uber to the metro to travel longer distances. Thanks for all the fabulous tips!

  • Reply Lindsay Satmary March 24, 2017 at 5:22 pm

    I can't believe you cut your own hair! I tried that once 7 years ago and the results made me cry. I've always admired people who have success at it. I love online shopping! I save 15-20% every month on all of our household goods with Amazon subscribe & save.

  • Reply Kimberly @ Berly's Kitchen March 25, 2017 at 12:56 pm

    These are great ideas for saving money! We do many of these in our house, but could definitely benefit from adding a few more. Thanks for sharing.

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